February 2020 Spending and Net Worth Update

Pre-tax Savings Rate: n/a For details on savings rate calculations and budget category breakdowns, see my Guide to Net Worth Updates. Note: My January through April 2020 updates will be odd because my new job doesn’t start until the end of April 2020, so I’m typically drawing down on savings. This is the first month I can compare two months of tracking, and it’s a bit sad to see my money drain away, but taking 2 years off was what we saved it for in the first place. Plus this month had a lot of high bills, which isn’t typical.…

How I saved money by switching cell phone providers

How I saved money by switching cell phone providers

I’ve always been envious of people in the States with their cheap cell phone plans. But lately I saw an ad on Facebook for Public Mobile and I finally switched out my decade-old cell phone plan. I’ve been grandfathering our current cell phone plan for years. My husband and I paid $25/month for unlimited talk between us, and unlimited text messaging, and we had 200 minutes to use for other things. We used to pay for 100MB of data on my phone for $10/month, but I got rid of that about a year ago to save cash, since I didn’t…